Disclosures
Disclosures
Effective Date: July 2026 | Applies to: drsfinserve.com
1. Regulatory Disclosures

1.1 Mutual Fund Distribution

When you fill out a contact form, schedule a session or reach out to us via phone, WhatsApp or email, we may collect:

  • Full name
  • Phone number
  • Email address
  • Financial goals or queries shared voluntarily
  • Any other information you choose to provide

3.2 Information Collected Automatically

When you visit our website, we may automatically collect:

  • IP address and browser type
  • Pages visited and time spent on the website
  • Device type and operating system
  • Referring website or source

This information is collected through standard web server logs and, if applicable, analytics tools such as Google Analytics.

3.3 Cookies

Our website may use cookies — small text files stored on your device — to improve your browsing experience. You can disable cookies through your browser settings, though some website functionality may be affected.

2. Investment Risk Disclosures

Mutual Fund Investments are subject to market risks. Please read all scheme-related documents — including the Scheme Information Document (SID), Key Information Memorandum (KIM) and Statement of Additional Information (SAI) — carefully before investing.

  • Past performance of any mutual fund scheme does not guarantee future returns.
  • Returns on mutual fund investments are not guaranteed or assured.
  • The NAV of mutual fund schemes can go up or down depending on market
    conditions.
  • Investors may receive back an amount less than what they originally invested.
  • Equity mutual funds are subject to market volatility and may experience significant
    short-term fluctuations in value.
  • Debt mutual funds are subject to credit risk, interest rate risk and liquidity risk.
  • Tax implications of investment decisions may vary based on individual
    circumstances. Please consult a qualified tax advisor for personalised tax advice.
3. Conflict of Interest Disclosure

As a mutual fund distributor, DRS Financial Services receives commission income from AMCs. This creates a potential conflict of interest between our commercial interests and the investment interests of our clients. We are committed to recommending schemes based on client suitability and goals — not commission rates.

In compliance with AMFI regulations, we disclose our commission earnings to clients on request. All scheme recommendations are based on our assessment of client needs, risk profile and investment horizon.

4. No Guaranteed Returns

DRS Financial Services does not guarantee any specific returns on any investment product. Any illustrations or examples used in our communications — including on our website, social media or client presentations — are indicative and for educational purposes only. Actual returns will vary based on market performance, investment horizon and other factors.

5. Client Suitability

We assess each client's financial situation, goals, risk appetite and investment horizon before making any product recommendation. However, the ultimate investment decision rests with the client. Clients are strongly encouraged to read all scheme-related documents and seek independent advice if needed before making any investment decision.

6. Website Content Disclaimer

The content on drsfinserve.com — including articles, blog posts, calculators, illustrative examples and educational material — is provided for informational and educational purposes only. It does not constitute investment advice, legal advice or tax advice. The information may not be complete, accurate or up-to-date at the time of reading.

DRS Financial Services shall not be liable for any investment decisions made based on the content of this website without seeking appropriate professional advice.

7. Third-Party Platforms

The content on drsfinserve.com — including articles, blog posts, calculators, illustrative examples and educational material — is provided for informational and educational purposes only. It does not constitute investment advice, legal advice or tax advice. The information may not be complete, accurate or up-to-date at the time of reading.
DRS Financial Services shall not be liable for any investment decisions made based on the content of this website without seeking appropriate professional advice.

8. Your Rights

You have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate or incomplete information
  • Request deletion of your personal data — subject to legal and regulatory retention
    requirements
  • Withdraw consent for any communications or data processing at any time
  • Lodge a complaint with the relevant data protection authority

To exercise any of these rights, contact us at drsinvestor@gmail.com or +91 84601 86264.

9. Grievance Redressal

If you have any grievance regarding our services, please contact us in the first instance:

DRS Financial Services | +91 84601 86264 | drsinvestor@gmail.com

If your grievance is not resolved to your satisfaction, you may approach AMFI (for mutual fund-related grievances) or IRDA (for insurance-related grievances) or SEBI & SCORES platform (scores.gov.in) for further redressal.